The fundamentals of credit risk management and how to mitigate credit risk

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After two years of a Covid-19-induced slowdown in the Indian economy, there was a glimmer of hope in the last quarter of FY 2022. Credit rating agencies reported fewer...

Why are small-ticket loans gaining popularity in today’s environment? Here are the reasons

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Being the second-most populous country in the world, India always had the need for credit. But with the complex lending process and the unwillingness of financial institutions to lend...

How to choose a financial product?

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When it comes to choosing financial products, a checklist is hardly on our radar. Most rely on random tips from friends, peers, or agents to invest our hard-earned money...

Geo tagging – right move to deepen digital financial Inclusion

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Concerted policy efforts were shaping up, more importantly since 2010 to increase financial inclusion (FI) through planned expansion of banking network in hinterland. Beginning with physical expansion of banking...

5 things consumers needs to know about digital lending

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Technology has made a way into automation and fostered the financial sector industry in India. This, in turn, gave the sector power to grow and the opportunity to innovate. ...

The future of digital banking in India

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Digital banks, neobanks, challenger banks, etc. today (also bolstered by the pandemic driven demand for remote services) are making concepts like geography, location and branches in banking obsolete. Instead,...

How to make smart investments on a small budget

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There is a common misconception, particularly in the realm of personal finance, that making money is directly linked to saving money. The more than one can possibly hoard, the...

Can taxation be collaborative venture between governments and citizens?

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Taxation is as old as human civilization. The earliest civilizations needed rules for ensuring that the masses conducted themselves in an orderly manner that suited the ruling elite. Those...

How simplicity in domestic remittance is boosting financial inclusion in India

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In the world of digitisation, many FinTech companies have altered the digital payment space in India. Whether it is on-the-spot payments through UPI or quick grocery delivery, almost everything...

The unexploited insurance market of rural India

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India, with a population over 140 crore, is in its nascent stage when it comes to the insurance sector. Its market accounts for 1.5% of the world’s total insurance...